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Mobility Scooter Insurance

Used, Pre-Owned, Pre-Loved & Second-Hand Mobility Scooter Insurance

1 Month FREE Insurance with Every Scooter & Powerchair

We include 1 month FREE Insurance Plus cover with every used mobility scooter and powerchair purchased from us.

This cover is arranged through Mark Bates Ltd, one of the UK’s leading specialist mobility insurance providers, giving you immediate protection and peace of mind from the day your scooter or powerchair is delivered.

What Your FREE 1-Month Insurance Plus Policy Covers

Your complimentary Insurance Plus policy typically includes:

✔ Public Liability Cover

Protection up to £2,000,000 if you accidentally injure someone or damage their property while using your scooter or powerchair.

✔ Accidental Damage Cover

Covers repair costs if your scooter or powerchair is accidentally damaged.

✔ Theft Cover

Protection if your scooter or powerchair is stolen (subject to policy terms and security requirements).

✔ Fire & Flood Damage

Cover for loss or damage caused by fire or flooding.

✔ Vandalism

Protection against malicious damage.

✔ Personal Accident Cover

Provides a benefit in the event of a serious injury while using your mobility product.

✔ Breakdown & Recovery Assistance

Help with recovery should your scooter break down away from home (distance limits and terms apply).

✔ New-for-Old Replacement (Subject to Terms)

If your scooter is written off within a specified period, replacement may be provided (subject to policy conditions and eligibility).

✔ European Cover

Limited cover when travelling in Europe (typically up to 90 days per policy year).

Full terms, conditions, excesses and security requirements apply. Policy wording is available on request.

Continue Your Cover – 12 Month Insurance Plus Policy

At the time of purchase, you can choose to upgrade to a full 12-month Insurance Plus policy for uninterrupted protection beyond the free month.

Alternatively, you may extend the policy once your complimentary month has elapsed.

We strongly recommend arranging continuation before the first month ends to avoid any gap in cover.

Why Choose Insurance Plus?

While your scooter or powerchair includes our limited mechanical warranty, that warranty does not cover:

  • Accidental damage
  • Theft
  • Fire or flood damage
  • Public liability claims
  • Vandalism
  • Personal accident protection

 
Insurance Plus fills those gaps.

Key Benefits at a Glance

FeatureIncluded
Public Liability (up to £2m)
Accidental Damage
Theft Protection
Fire & Flood Damage
Vandalism
Personal Accident
Breakdown Recovery
European Travel Cover

This means you’re protected not just against faults — but against the unexpected.

Who Is This Insurance Suitable For?

Insurance Plus may be particularly beneficial if you:

  • Regularly use your scooter outdoors or in public places
  • Store your scooter outside or in a communal area
  • Travel with your mobility equipment
  • Want protection against costly theft or accidental damage repairs
  • Want liability protection when using your scooter in public

 
Making an Informed Decision

The free 1-month policy gives you the opportunity to experience the benefits of specialist mobility insurance at no cost.

You can then decide whether continuing with a full 12-month policy suits your needs and budget.

The cost of the full 12 months Insurance Plus policy is £135 payable in full at time of purchase, however, after the free month has elapsed, this can be renewed directly via Mark Bates who can arrange monthly terms if required.

Shop With Reassurance

90 Days Free Warranty
Fully Serviced and Cleaned
Complete 15 Point Check